Open Enrollment Highlights for 2008
Medical insurance plans: Overall, the UC contribution expands to cover higher costs. Some employee medical plan costs will decrease from 2007, and others will increase modestly. Salary bands have been adjusted upwards. See the notice for Employees in the Registered Nurse and Patient Care Technical Bargaining Units—go to AtYourService
HMO Plans: Consolidation of HMO options: PacifiCare is being discontinued and current PacifiCare members will need to take action during Open Enrollment to enroll in a new plan and designate a PCP if necessary.
Blue Cross Plans: No changes to deductibles or co-insurance amounts.
CIGNA Choice Fund will be replacing the Definity Health Plan. Definity Health members who do not take action during OE will default to the new CIGNA plan and any remaining HRA dollars will roll over into the new CIGNA plan.
United Behavioral Health (UBH) will administer the behavioral health component for all plans except CORE. Kaiser members may choose to use UBH or their current plan options.
Out-of-Network behavioral health benefits will ONLY be available through the Blue Cross PPO plan
Behavioral health benefits available through the CORE plan (only) effective January 1, 2008.
Dental insurance plans: The UC contribution continues to cover the full monthly premium cost for you and your eligible family members’ dental insurance coverage. Two plan options: Delta Dental or DeltaCare USA HMO (formerly PMI).
Vision Service Plan: Some benefit enhancements regarding non-prescription sunglasses. The UC contribution continues to cover the full monthly premium cost for you and your eligible family members’ vision insurance coverage.
Flexible Spending Accounts (Health Care (HCRA) & Dependent Care (DCRA) Reimbursement Accounts): No benefit changes. Eligible expenses incurred through March 15, 2008 can be applied to your 2007 account—submit claims by June 15, 2008. REMINDER: Continued participation in the flexible spending accounts requires re-enrollment during Open Enrollment for each plan year.
Stay Well wellness benefits program added effective January 1, 2008
Employees (and their family members age 18 and older) enrolled in any UC-sponsored medical plan (with the exception of Kaiser), will be eligible for this program at no additional cost
Legal Expense insurance plan: The ARAG Legal plan is available at this year’s Open Enrollment.